Smart Choice Finance
support in difficult times
Sadly, no one can be certain that they will never be diagnosed with a serious illness or experience a severe injury. Should this happen to you, it’s crucial that you can afford treatment or rehabilitation so that you can concentrate on your recovery. It’s vital to protect yourself financially in case of a serious illness.
Anyone who is over 17 can buy this policy, including those in the retirement age. Should you be diagnosed with a serious illness, you will receive the payout which can be spent in any way you like.
Smart Choice
Depending on the plan you choose, the policy can cover you against over 170 serious conditions and their complications, e.g.: cancer, heart attack, brain hemorrhage, coronary heart disease that requires surgery, multiple sclerosis, Alzheimer’s disease, Creutzfeldt-Jakob disease, Parkinson’s disease, grafts, kidney failure, meningitis, third degree burns, respiratory failure, stroke, loss of sight or hearing, dementia, HIV infection, paralysis, liver failure and even loss of hand or foot
In the case of Critical Illness Cover, you will receive any benefit as a single lump sum payment.
All you need to do is get in touch with us or one of our insurance agents and arrange a meeting. During the meeting, we will discuss the plans available as well as clarify any ambiguities.
We guarantee constant care from our insurance agents. If you’re diagnosed with a critical illness that meets our policy definition, all you need to do is contact us. We will help you with all the formalities.
Your illness might not be covered. There is a list of conditions covered by the insurance. You may also find you won’t be covered for pre-existing conditions. It also depends on the severity of the illness, so you’d need to check the full definition in your policy document before making a claim. Critical illness cover will only pay out if you’re diagnosed with certain serious illnesses during the lifetime of the policy. If you pass away, then the policy ends and policy wouldn’t pay out.
Under certain circumstances the policy cannot be applied or its scope will be limited. But don’t worry – our agents will discuss all such events with you.
Protect your future and the future of your loved ones.
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Company information
Smart Choice Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Conduct Authority Number: 807402. Registered in England and Wales under registered number 11253678.
Please visit a free and impartial money advice website, set up by government http://www.moneyadviceservice.org.uk/
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:http://financial-ombudsman.org.uk/
Smart Choice Financial Services Ltd. Registered Office: Office 45, Clarendon Business Centre, 1st Floor, Ealing Cross, Uxbridge Road, Ealing W5 5BW | Registered in England and Wales, No: 11253678.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
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