Smart Choice Finance

Home insurance in the UK

always have a place to go back to

Are you a homeowner or a landlord? Remember to insure your property against fire and flood as well as break-in and theft. It’s a small price to pay compared to potential losses.

Who can benefit from Home Insurance in the UK?

Anyone who owns a property in the UK can buy this policy. 

What do you gain with Home Insurance?

  • Financial support for repairs after flood, fire or any other events causing damage to your property
  • Reimbursement for hotel stay or temporary accommodation
  • Cover for stolen items and repairs after a break-in
  • Financial support for replacing goods, e.g. a laptop, tv, or even a lawn mower.
  • Protection for your savings which you’d have to spend otherwise

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Features of insurance

Flexible choice

You decide on the payout sum and how much you pay in premiums.

Types of Home Insurance

Depending on the plan, Home Insurance in the UK covers damage caused by: Fire, Flood, Storm, Earthquake, Landslip, Break-in and theft, Vandalism, Animals, Car crashing into building, Burst pipes.

Types of insurance plans

  • Building Insurance – it covers the building itself as well as the property on which it stands, therefore walls, roof and stairs as well as swimming pool, fence and gazebo.
  • Contents Insurance – it covers all contents of the property.


In the case of Home Insurance, you will receive any benefit as a single lump sum payment.

Easy conclusion of contract

All you need to do is get in touch with us or one of our insurance agents and arrange a meeting. During the meeting, we will discuss the plans available as well as clarify any ambiguities.

Constant care

We guarantee constant care from our insurance agents. Should you experience any of the events mentioned above, all you need to do is contact us. We will help you with all the formalities.

Exclusions and restrictions

Under certain circumstances the policy cannot be applied or its scope will be limited. But don’t worry – our agents will discuss all such events with you.


Loss of cover if premium payments cease / no cash-in value – if the customer stops paying the premiums they will get nothing back.

Not everything is covered by the insurer for example:

Claims because something’s faulty or built badly to start with


See also other products

Protect your future and the future of your loved ones