Home insurance in the UK
11th June 2024
Over 50’s life insurance in the UK
11th June 2024SMART CHOICE FINANCE
Business insurance in the UK
Minimise risk in your business
If you run your own business, you’ll know that risk is part of what you do. It’s important to take steps to minimise it and help to protect your business against the unexpected. It could be property damage as well as professional indemnity or accidental injury claims from a client.
Who can benefit from Business Insurance in the UK?
Anyone who runs their own business in the UK.
What do you gain with Business Insurance?
- Cover against property damage
- Cover against claims from persons injured due to your business activity or those who are not satisfied with your advice or service
- Protection for your business against any unexpected costs
- Improved credibility on the market
- Protection for your assets
- Possible deduction of the insurance cost from tax
Features of the insurance
Flexible choice
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You decide on the payout sum and how much you pay in premiums.
Types of Business Insurance in the UK
Depending on your needs and the type of business you run, you can choose from many types of Business Insurance plans. Below you can find the most popular ones. If you’d like to find out more, get in touch. We will help you choose the plan most suitable for you.
- Professional Indemnity Insurance – is helping to protect against claims resulting from alleged poor service or advice.
- Public Liability Insurance – it might prove vital if a member of the public suffers an injury whilst visiting your business, shop or workshop as well as in case of property damage claim from a client.
- Commercial Property Insurance – it includes Buildings and Contents Insurance as well as Business Vehicle and Van Insurance.
Payout
It’s subject to the type of insurance plan you’ve selected.
Easy conclusion of contract
All you need to do is get in touch with us or one of our insurance agents and arrange a meeting. During the meeting, we will discuss the plans available as well as clarify any ambiguities.
Constant care
We guarantee constant care from our insurance agents. In case of a compensation process, all you need to do is contact us. We will help you with all the formalities.
Exclusions and restrictions
It’s subject to the type of insurance plan you’ve selected.
Under certain circumstances the policy cannot be applied or its scope will be limited. But don’t worry – our agents will discuss all such events with you.
For example for public liability insurance:
Repair or damage costs
Provider can’t pay repair or damage costs to a product you supplied or work you completed, including the cost of removing or replacing it (also includes work completed on your behalf)
Payment of fines and penalties
Provider can’t pay for fines and penalties
Environmental issues
Provider can’t cover you for any damage which occurs from pollution or contamination, or any asbestos-related claims
Protect your future and the future of your loved ones
SEE OUR OTHER PRODUCTS
Life insurance
It guarantees that in difficult times, your loved ones will receive financial support.
Critical Illness Cover
It guarantees financial support in case of serious illness or disability which could drastically change your life as well as increase the living costs. This type of insurance also covers your children and you during pregnancy.
Personal Accidents Insurance
It covers you against injuries, e.g. fractures, hospital stays and accidental death. When you buy a personal insurance policy for yourself, you can also add your children.
Income Protection Insurance
It covers your family finances in case you’re no longer able to work due to an accident or sickness.
Home Insurance
It’s a small price to pay for cover against break-in, theft, flood or fire.
Business Insurance
It increases the protection of your business. We will help you choose the optimal solution depending on your needs. We provide large and small businesses with Building Insurance, Public Liability, Professional Indemnity and more.
Over 50's Life Insurance
Over 50s Life Insurance in the UK - protects your loved ones in case of your death, covers funeral expenses (also in Poland) and provides financial help in case of a serious illness.
Mortgages
Let us guide you through the complex process of purchasing a real property and enjoy your very own place on Earth!