Personal accidents insurance in the UK
11th June 2024
Business insurance in the UK
11th June 2024SMART CHOICE FINANCE
Home insurance in the UK
Always have a place to go back
Are you a homeowner or a landlord? Remember to insure your property against fire and flood as well as break-in and theft. It’s a small price to pay compared to potential losses.
Who can benefit from Home Insurance in the UK?
Anyone who owns a property in the UK can buy this policy.
What do you gain with Home Insurance?
- Financial support for repairs after flood, fire or any other events causing damage to your property
- Reimbursement for hotel stay or temporary accommodation
- Cover for stolen items and repairs after a break-in
- Financial support for replacing goods, e.g. a laptop, tv, or even a lawn mower.
- Protection for your savings which you’d have to spend otherwise
Features of the insurance
Flexible choice
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You decide on the payout sum and how much you pay in premiums.
Types of Home Insurance
Depending on the plan, Home Insurance in the UK covers damage caused by: Fire, Flood, Storm, Earthquake, Landslip, Break-in and theft, Vandalism, Animals, Car crashing into building, Burst pipes.
Types of insurance plans
- Building Insurance – it covers the building itself as well as the property on which it stands, therefore walls, roof and stairs as well as swimming pool, fence and gazebo.
- Contents Insurance – it covers all contents of the property.
Payout
In the case of Home Insurance, you will receive any benefit as a single lump sum payment.
Easy conclusion of contract
All you need to do is get in touch with us or one of our insurance agents and arrange a meeting. During the meeting, we will discuss the plans available as well as clarify any ambiguities.
Constant care
We guarantee constant care from our insurance agents. Should you experience any of the events mentioned above, all you need to do is contact us. We will help you with all the formalities.
Exclusions and restrictions
Under certain circumstances the policy cannot be applied or its scope will be limited. But don’t worry – our agents will discuss all such events with you.
Loss of cover if premium payments cease / no cash-in value – if the customer stops paying the premiums they will get nothing back.
Not everything is covered by the insurer for example:
Claims because something’s faulty or built badly to start with
Protect your future and the future of your loved ones
SEE OUR OTHER PRODUCTS
Life insurance
It guarantees that in difficult times, your loved ones will receive financial support.
Critical Illness Cover
It guarantees financial support in case of serious illness or disability which could drastically change your life as well as increase the living costs. This type of insurance also covers your children and you during pregnancy.
Personal Accidents Insurance
It covers you against injuries, e.g. fractures, hospital stays and accidental death. When you buy a personal insurance policy for yourself, you can also add your children.
Income Protection Insurance
It covers your family finances in case you’re no longer able to work due to an accident or sickness.
Home Insurance
It’s a small price to pay for cover against break-in, theft, flood or fire.
Business Insurance
It increases the protection of your business. We will help you choose the optimal solution depending on your needs. We provide large and small businesses with Building Insurance, Public Liability, Professional Indemnity and more.
Over 50's Life Insurance
Over 50s Life Insurance in the UK - protects your loved ones in case of your death, covers funeral expenses (also in Poland) and provides financial help in case of a serious illness.
Mortgages
Let us guide you through the complex process of purchasing a real property and enjoy your very own place on Earth!