Income protection in the UK
11th June 2024
Home insurance in the UK
11th June 2024SMART CHOICE FINANCE
Personal accidents insurance in the UK
Security for you just in case you need it
An accident could happen anywhere, so it’s good to be one step ahead and protect yourself against its consequences – the unexpected costs.
Who can benefit from Personal Accidents Insurance in the UK?
Anyone over the age of 18 can buy this policy, regardless of their age or health.
What do you gain with Personal Accidents Insurance?
- Compensation for injuries caused by an unexpected accident
- Daily financial support for hospital stay
- Financial support to help pay for unexpected expenses, e.g. additional costs of treatment
- The insurance plan can also cover your children against fractures and hospital stays
- Protection for your savings
- Cover for the funeral expenses when death was a result of an unexpected accident
Features of the insurance
Flexible choice
-
You decide on the payout sum and how much you pay in premiums.
-
No limit on compensation claims.
Types of the cover
-
Personal Accidents Insurance in the UK can also cover your children.
-
You do not need to have any medical tests.
Payout
n the case of Personal Accidents Insurance, after successful claim you will receive any benefit as a single lump sum payment.
Policy covers many different risks and terms and conditions apply for each of them.
Easy conclusion of contract
All you need to do is get in touch with us or one of our insurance agents and arrange a meeting. During the meeting, we will discuss the plans available as well as clarify any ambiguities.
Constant care
We guarantee constant care from of our insurance agents. If you have an unexpected accident resulting in damage to your health, all you need to do is contact us. We will help you with all the formalities.
Exclusions and restrictions
Under certain circumstances the policy cannot be applied or its scope will be limited. But don’t worry – our agents will discuss all such events with you.
Inflation – as the sum insured is fixed, the value of the sum assured will be reduced in real terms by inflation (unless the plan includes indexation).
Loss of cover if premium payments cease / no cash-in value – if the customer stops paying the premiums they will get nothing back.
Protect your future and the future of your loved ones
SEE OUR OTHER PRODUCTS
Life insurance
It guarantees that in difficult times, your loved ones will receive financial support.
Critical Illness Cover
It guarantees financial support in case of serious illness or disability which could drastically change your life as well as increase the living costs. This type of insurance also covers your children and you during pregnancy.
Personal Accidents Insurance
It covers you against injuries, e.g. fractures, hospital stays and accidental death. When you buy a personal insurance policy for yourself, you can also add your children.
Income Protection Insurance
It covers your family finances in case you’re no longer able to work due to an accident or sickness.
Home Insurance
It’s a small price to pay for cover against break-in, theft, flood or fire.
Business Insurance
It increases the protection of your business. We will help you choose the optimal solution depending on your needs. We provide large and small businesses with Building Insurance, Public Liability, Professional Indemnity and more.
Over 50's Life Insurance
Over 50s Life Insurance in the UK - protects your loved ones in case of your death, covers funeral expenses (also in Poland) and provides financial help in case of a serious illness.
Mortgages
Let us guide you through the complex process of purchasing a real property and enjoy your very own place on Earth!